Cookie Policy
Last Updated: February 2025
We use tracking technologies on ainoturexarari.com to give you a better experience. But we also believe you should know exactly what's happening when you visit our site. This page explains what cookies are, which ones we use, and how you can manage them.
Look, nobody loves reading legal documents. But if you're going to trust us with your financial education, you deserve transparency about how we collect information on our website.
What Are Cookies Anyway?
Cookies are small text files that websites store on your device. Think of them like digital sticky notes that help sites remember things about you — what you've looked at, your preferences, whether you're logged in.
They're not programs and can't carry viruses. Most sites use them because they make the web work better. Without cookies, you'd have to log in every time you clicked to a new page, and sites couldn't remember anything about your preferences.
We use several types across ainoturexarari.com. Some are essential for the site to function. Others help us understand how people use our resources so we can make them better.
Types of Tracking We Use
1Essential Cookies
These keep the site working. They remember if you're logged in, maintain your session, and ensure security features function properly. You can't turn these off without breaking basic functionality.
2Functional Cookies
These remember your preferences — things like which currency you prefer to view, whether you want calculators to show detailed breakdowns, or how you organize your learning dashboard.
3Analytics Cookies
We use these to understand which resources people find most helpful. They show us what content gets read, where people spend time, and what might need improvement. All data is aggregated and anonymous.
4Marketing Cookies
These track your activity across websites to build a profile of your interests. We're honest — we use some of these to understand which of our programs might interest you based on what content you've viewed.
Specific Cookies on Our Site
Here's what we actually set when you visit ainoturexarari.com. We've organized this by purpose rather than overwhelming you with technical cookie names.
| Purpose | What It Does | Duration |
|---|---|---|
| Session Management | Keeps you logged in as you navigate between pages | Until you close browser |
| Preference Storage | Remembers your dashboard layout and tool settings | 12 months |
| Progress Tracking | Saves your position in learning modules and completed exercises | 24 months |
| Analytics Collection | Anonymously tracks which resources help people most | 24 months |
| Marketing Attribution | Helps us understand which content led you to enroll in programs | 90 days |
Note: Session management cookies are essential and cannot be disabled without preventing you from accessing member areas or using interactive tools on our site.
How Tracking Improves Your Experience
Let me give you some real examples of why we use these technologies beyond just "making the site better" — which is vague and unhelpful.
- When you're halfway through our budgeting fundamentals course, cookies save your progress so you can pick up exactly where you left off, even if you close your browser
- If you customize our budget calculator to match your pay schedule (fortnightly vs monthly), that preference sticks around for your next visit
- We can see that most people abandon our debt payoff calculator at a specific step, which tells us we need to clarify those instructions
- Analytics show us that mobile users spend more time on visual resources than text-heavy guides, so we're creating more infographics and video content
- When you download a free resource about emergency funds, we can suggest related content about building financial resilience without you having to search for it
Could we run the site without most of these? Technically yes. But you'd lose personalization, we'd lose insights about what actually helps people, and everyone would have a more generic, less useful experience.
Take Control of Your Data
You have real options here. This isn't just legal boilerplate — you can actually reject tracking cookies right now if you want.
Clicking this will remove analytics and marketing cookies. You can change this anytime by returning to this page. Essential cookies will remain for basic site functionality.
Browser-Level Controls
Beyond our rejection button above, every browser lets you control cookies at a system level. Here's how to access those settings in major browsers used in Australia:
- Chrome: Settings → Privacy and security → Cookies and other site data. You can block third-party cookies or all cookies entirely
- Firefox: Settings → Privacy & Security → Cookies and Site Data. Firefox offers enhanced tracking protection by default
- Safari: Preferences → Privacy → Block all cookies. Safari blocks most third-party cookies automatically since 2020
- Edge: Settings → Cookies and site permissions → Manage and delete cookies. Similar controls to Chrome
- Mobile browsers: Settings are usually under Privacy or Site Settings. Location varies by device manufacturer
Keep in mind that blocking all cookies will break functionality on most websites. You'll be logged out constantly, lose all preferences, and may not be able to access member areas at all.
Third-Party Services We Use
We don't just set our own cookies. Some services we integrate set their own tracking technologies. You should know about these:
- Google Analytics: Tracks how people use our site. We've configured it to anonymize IP addresses and not share data for advertising purposes
- Email Platform: If you subscribe to our newsletter, tracking pixels tell us which resources you found interesting enough to click
- Video Hosting: When you watch educational videos embedded on our site, the hosting service may set cookies for analytics and playback optimization
- Payment Processor: For program enrollments, secure cookies ensure your transaction data is protected during checkout
Each of these services has their own privacy policies that govern how they use data. We choose providers carefully, but we can't control their practices once they collect information.
Data Retention and Deletion
Different types of data stick around for different lengths of time. Here's our approach to retention:
Essential cookies expire when you close your browser or after a set session timeout (usually 24 hours of inactivity). Preference cookies last up to 12 months because we figure your preferences won't change drastically year to year.
Analytics data is kept for 24 months to identify long-term trends in how people use our resources. After that, it's automatically purged from our systems. Marketing cookies have the shortest lifespan — 90 days — because interests and needs change relatively quickly.
If you delete cookies through your browser or use our rejection button, those tracking technologies are removed immediately. However, this doesn't delete data already collected — it just stops future collection. If you want historical data deleted, contact us directly and we can process that request.
Changes to This Policy
Technology changes. Our site evolves. Sometimes we add new features that require different tracking methods, or we switch service providers that use alternative technologies.
When we make meaningful changes to what data we collect or how we use it, we'll update the "Last Updated" date at the top of this page. For significant changes that affect your privacy in important ways, we'll notify active users via email.
We're not going to pretend this policy will never change. But we commit to keeping it current and being transparent about modifications.
Questions about our cookie practices? We're happy to clarify anything that's unclear.
Contact us at info@ainoturexarari.com or call +61 402 780 896
ainoturexarari • 90 Market St, Wollongong NSW 2500, Australia